Rates effective as of 2/1/2012
Auto Loans
| Auto Loans |
Term
|
|
APR*
|
| 2011 and Newer Autos |
36 Months |
As Low as
|
2.49%* |
| |
48 Months |
As Low as
|
3.00%* |
| |
60 Months |
As Low as
|
3.00%* |
| |
72 Months
|
As Low as
|
3.00%* |
| |
84 Months |
As Low as
|
3.50%* |
|
2009 & 2010
2007 & 2008
2006 & Older
|
36 Months
36 Months
24 Months
|
As Low as
As Low as
As Low as
|
2.49%*
3.00%*
4.50%*
|
| |
|
|
|
*APR = Annual Percentage Rate
Recreational Vehicles
| 2011 & Newer |
48 Months |
As Low as
|
5.49%* |
| |
60 Months |
As Low as
|
5.75%* |
| |
72 Months |
As Low as
|
6.25%* |
| Self-Contained |
84 Months |
As Low as
|
6.25%* |
| Self -Contained |
120 Months |
As Low as
|
6.75%* |
| 2009 & 2010 |
48 Months |
As Low as
|
5.49%* |
| 2008 & Older |
36 Months |
As Low as
|
6.75%* |
| Large Purchase |
Up to 24 months |
As Low as
|
9.00%* |
| Share Secured |
Up to 60 months |
As Low as
|
5.00%* |
| Signature |
Up to 36 months |
As Low as
|
9.00%* |
*APY = Annual Percentage Yield
Regular Share/Savings
Calculated on average balance paid quarterly.
| Regular Share/Savings |
Minimum Balance |
APY* |
| |
$5.00-$500.00 |
0.00%* |
| |
$501.00-$14,999.99 |
0.35%* |
| |
$15,000.00 and above |
0.50%* |
| |
|
|
Share/IRA Certificates
| Certificates |
6 Month
|
12 Month
|
24 Month
|
36 Month
|
| $1,000 |
0.75% APY
|
0.96% APY
|
1.42% APY
|
N/A
|
| $15,000 |
0.79% APY
|
1.00% APY
|
1.46% APY
|
1.85% APY
|
| $50,000 |
0.83% APY
|
1.04%APY
|
1.50% APY
|
N/A
|
| $95,000 |
0.87% APY
|
1.08%APY
|
1.54% APY
|
N/A
|
| $95,001 - Above |
N/A
|
N/A
|
N/A
|
1.81% APY
|
| |
|
|
|
|
*APY = Annual Percentage Yield
Money Market Checking Account
| Dividends paid monthly on average daily balance |
$1,000 - $14,999 |
0.40% APR |
0.40% APY |
| Maintain $1,000 balance or $20.00 monthly fee |
$15,000 - $24,999 |
0.60% APR |
0.60% APY |
| 3 checks per month, $2.00 per check after 3 checks |
$25,000 and above |
0.80% APR |
0.80% APY |
