Rates effective as of 12/19/2008
Auto Loans
| Auto Loans |
Term
|
|
APR*
|
| 2008 and Newer Autos |
36 Months |
As Low as
|
5.25%* |
| |
48 Months |
As Low as
|
5.25%* |
| |
60 Months |
As Low as
|
5.50%* |
| |
72 Months
|
As Low as
|
6.00%* |
| |
84 Months |
As Low as
|
6.50%* |
|
2006 & 2007
2004 & 2005
2003 & Older
|
36 Months
36 Months
24 Months
|
As Low as
As Low as
As Low as
|
5.25%*
5.25%*
6.00%*
|
| |
|
|
|
*APR = Annual Percentage Rate
Recreational Vehicles
| 2008 & Newer |
48 Months |
As Low as
|
6.25%* |
| |
60 Months |
As Low as
|
6.50%* |
| |
72 Months |
As Low as
|
7.00%* |
| Self-Contained |
84 Months |
As Low as
|
7.00%* |
| Self -Contained |
120 Months |
As Low as
|
7.50%* |
| 2006 & 2007 |
48 Months |
As Low as
|
6.50%* |
| 2005 & Older |
36 Months |
As Low as
|
6.75%* |
| Large Purchase |
Up to 24 months |
As Low as
|
12.00%* |
| Share Secured |
Up to 60 months |
As Low as
|
5.00%* |
| Signature |
Up to 36 months |
As Low as
|
10.40%* |
*APY = Annual Percentage Yield
Regular Share/Savings
Calculated on average balance paid quarterly.
| Regular Share/Savings |
Minimum Balance |
APY* |
| |
$5.00-$100.00 |
0.00%* |
| |
$101.00-$10,000.00 |
0.75%* |
| |
$10,001.00 and above |
1.00%* |
| |
|
|
Share/IRA Certificates
| Certificates |
6 Month
|
12 Month
|
24 Month
|
36 Month
|
| $1,000 |
2.60% APY
|
2.70% APY
|
3.20% APY
|
N/A
|
| $15,000 |
2.71% APY
|
2.79% APY
|
3.36% APY
|
3.66% APY
|
| $50,000 |
2.79% APY
|
2.90%APY
|
3.45% APY
|
N/A
|
| $95,000 |
2.90% APY
|
2.99%APY
|
3.92% APY
|
3.96% APY
|
| $95,001 - Above |
N/A
|
N/A
|
N/A
|
3.96% APY
|
| |
|
|
|
|
*APY = Annual Percentage Yield
Money Market Checking Account
| Dividends paid monthly on average daily balance |
$1,000 - $14,999 |
1.75% APR |
1.76% APY |
| Maintain $1,000 balance or $20.00 monthly fee |
$15,000 - $24,999 |
2.00% APR |
2.02% APY |
| 3 checks per month, $2.00 per check after 3 checks |
$25,000 and above |
2.25% APR |
2.27% APY |
