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Rates effective as of 2/1/2012

Auto Loans

Auto Loans

Term

 

APR*

2011 and Newer Autos 36 Months

As Low as

 2.49%*
  48 Months

As Low as

 3.00%*
  60 Months

As Low as

 3.00%*
 

72 Months

As Low as

 3.00%*
  84 Months

As Low as

 3.50%*

2009 & 2010

2007 & 2008

2006 & Older

36 Months

36 Months

24 Months

As Low as

As Low as

As Low as

 2.49%*

 3.00%*

4.50%*

       

*APR = Annual Percentage Rate

Recreational Vehicles

2011 & Newer 48 Months

As Low as

5.49%*
  60 Months

As Low as

5.75%*
  72 Months

As Low as

6.25%*
Self-Contained 84 Months

As Low as

6.25%*
Self -Contained 120 Months

As Low as

6.75%*
2009 & 2010 48 Months

As Low as

5.49%*
2008 & Older 36 Months

As Low as

6.75%*

Large Purchase Up to 24 months

As Low as

 9.00%*
Share Secured Up to 60 months

As Low as

 5.00%*
Signature Up to 36 months

As Low as

 9.00%*

 

*APY = Annual Percentage Yield

Regular Share/Savings

Calculated on average balance paid quarterly.

Regular Share/Savings Minimum Balance APY*
  $5.00-$500.00 0.00%*
  $501.00-$14,999.99 0.35%*
  $15,000.00 and above 0.50%*
     


Share/IRA Certificates

Certificates

6 Month

12 Month

24 Month

36 Month

$1,000

0.75% APY

0.96% APY

1.42% APY

N/A

$15,000

  0.79%  APY

1.00% APY

1.46% APY

1.85% APY

$50,000

0.83% APY

1.04%APY

1.50% APY

 N/A

$95,000

0.87% APY

1.08%APY

1.54% APY

N/A

$95,001 - Above

N/A

N/A

N/A

1.81% APY

         

*APY = Annual Percentage Yield

 Money Market Checking Account

Dividends paid monthly on average daily balance $1,000 - $14,999 0.40% APR 0.40% APY
Maintain $1,000 balance or $20.00 monthly fee $15,000 - $24,999 0.60% APR 0.60% APY
3 checks per month, $2.00 per check after 3 checks $25,000 and above 0.80% APR 0.80% APY

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