Rates effective as of 7/22/2010
Auto Loans
| Auto Loans |
Term
|
|
APR*
|
| 2009 and Newer Autos |
36 Months |
As Low as
|
3.99%* |
| |
48 Months |
As Low as
|
3.99%* |
| |
60 Months |
As Low as
|
4.99%* |
| |
72 Months
|
As Low as
|
5.25%* |
| |
84 Months |
As Low as
|
5.75%* |
|
2007 & 2008
2005 & 2006
2004 & Older
|
36 Months
36 Months
24 Months
|
As Low as
As Low as
As Low as
|
3.99%*
3.99%*
6.00%*
|
| |
|
|
|
*APR = Annual Percentage Rate
Recreational Vehicles
| 2009 & Newer |
48 Months |
As Low as
|
6.25%* |
| |
60 Months |
As Low as
|
6.50%* |
| |
72 Months |
As Low as
|
7.00%* |
| Self-Contained |
84 Months |
As Low as
|
7.00%* |
| Self -Contained |
120 Months |
As Low as
|
7.50%* |
| 2007 & 2008 |
48 Months |
As Low as
|
6.50%* |
| 2006 & Older |
36 Months |
As Low as
|
6.75%* |
| Large Purchase |
Up to 24 months |
As Low as
|
12.00%* |
| Share Secured |
Up to 60 months |
As Low as
|
5.00%* |
| Signature |
Up to 36 months |
As Low as
|
10.40%* |
*APY = Annual Percentage Yield
Regular Share/Savings
Calculated on average balance paid quarterly.
| Regular Share/Savings |
Minimum Balance |
APY* |
| |
$5.00-$500.00 |
0.00%* |
| |
$501.00-$15,000.00 |
0.75%* |
| |
$15,001.00 and above |
1.00%* |
| |
|
|
Share/IRA Certificates
| Certificates |
6 Month
|
12 Month
|
24 Month
|
36 Month
|
| $1,000 |
1.14% APY
|
1.35% APY
|
2.06% APY
|
N/A
|
| $15,000 |
1.22% APY
|
1.43% APY
|
2.14% APY
|
2.39% APY
|
| $50,000 |
1.30% APY
|
1.51%APY
|
2.22% APY
|
N/A
|
| $95,000 |
1.38% APY
|
1.59%APY
|
2.30% APY
|
N/A
|
| $95,001 - Above |
N/A
|
N/A
|
N/A
|
2.49% APY
|
| |
|
|
|
|
*APY = Annual Percentage Yield
Money Market Checking Account
| Dividends paid monthly on average daily balance |
$1,000 - $14,999 |
0.50% APR |
0.50% APY |
| Maintain $1,000 balance or $20.00 monthly fee |
$15,000 - $24,999 |
0.75% APR |
0.75% APY |
| 3 checks per month, $2.00 per check after 3 checks |
$25,000 and above |
1.00% APR |
1.00% APY |
